3) Personalization - A good debt elimination program should be suited to your needs. Many people out there say that they have the perfect debt elimination program and then demand people to pay them a lot of money for their secret. However, you should not be deceived by this type of offer. There is no generic formula for the best debt elimination program. 4) They need your help - If you think that you can dump all of your problems into a debt elimination company, you would be mistaken. In fact, a debt elimination company needs your cooperation. You need to give the debt elimination company all the information it needs to come up with a debt elimination plan for you. The government maintains the position that what these companies have to offer does not work. This debt elimination tip can save you the agony of losing your money when you are trying to eliminate your liabilities. If you want help, go to a legitimate debt elimination company. They would be able to help you formulate a good debt elimination plan. A person who needs credit card debt elimination information can carry a book around and have access to that information immediately. Although the internet has been developed into a highly mobile technology, it still cannot beat a book when you need comprehensive information regarding something. Books are also easily accessible. In due time, you will see the same items with the price almost tripled. Sacrifice for once in the use of your credit cards. It must be a rule posed to yourself that credit cards must only be for emergencies. If you are usually spending with the use of your credit card, do not be shocked to find your credit limit too high. People who want to accomplish the objective of total debt reduction and elimination often turn to experts for help. Many professionals are available today to help people who want to get rid of their liabilities. These debt reduction and elimination services often analyze a client's case and think up the best way to meet their objective.