While a real debt elimination company will help you get rid of your liabilities, fake ones will give you nothing but headaches. How do you tell which debt elimination companies are real? One sure way to tell if a debt elimination company is genuine is through its level of expertise. Real debt elimination companies will offer you the services of qualified and certified counselors to help you fix your finances. In due time, you will see the same items with the price almost tripled. Sacrifice for once in the use of your credit cards. It must be a rule posed to yourself that credit cards must only be for emergencies. If you are usually spending with the use of your credit card, do not be shocked to find your credit limit too high. While it can take some time to find the information you need from a book, a simple search on the internet can yield results in a matter of minutes or even seconds! There is also the matter of convenience. With today's technology, people are able to access the internet anywhere in the world. This means that you can do your research at home while seating in your favorite couch. 4) Repeat the cycle - After you have paid off your smallest debt, use the money you have budgeted for the minimum payments to pay off the next debt on your list. This means that the next debt will be accorded the following amounts: a) The minimum payment for the debt b) The minimum payment for the previous debt c) The extra amount that you can afford As you can see, the budgeted amount for each debt increases as each debt is paid off. This means that the business has been performing efficiently and that it was able to manage its finances wisely. This type of business debt elimination is much sought-after by different companies. Most often, this will happen if the company does not rely on credit for its normal operation. When a company pays cash for all of the raw materials used in production, the company will have no debts to pay off. There are a lot of people whom you can approach for help in credit card debt elimination. There are financial advisory services that can help you with the discipline and the mindset you need to eliminate your debts. Some people will give you advice on how to survive while trying to pay off the credit card companies.