The sheer size of the internet means that searching for credit card debt elimination information will not be easy. There is also the matter of viruses, spyware and other types of problems that one can face on the internet. There is also no way of telling if any credit card debt elimination information contained in the internet is credible. If you set aside some of your cash to pay more than the minimum balance on your debt, you will ensure that your debt does not increase anymore because of interest. 3) Save what you can - The third part of this debt elimination strategy involves trying to cut back on your expenses. Even if you stopped using credit cards, there are still certain expenses which waste your money. However, to the uninformed, you need to know that there are many ways to achieve debt elimination without declaring bankruptcy. You only need these: 1) Help - If you are unsure of how to accomplish debt elimination without declaring bankruptcy, you might want to get some help. Thankfully enough, there are a lot of debt elimination services that you can contact to help you with your goal. Do an early holiday shopping. When the demand for things soars up, the tendency of the prices is to go up too. When you've found valuable items which you think will be a good gift idea for someone, grab the chance especially if they are up for sale. In due time, you will see the same items with the price almost tripled. If a debt elimination plan requires some sacrifice from you, be prepared to make it. Having a debt elimination plan is not just about making promises to your creditors; it is about sticking to that promise. In order to have a great debt elimination plan, you need to be committed to getting rid of your debts. If you keep a record of your everyday expenses, you will see the progress of your debt too. If you are taken back to your senses, for sure you will be able to control your overly spending habits. Take on another approach. You can cut down your expenses if you divert from your customary practice. Try abstaining from shopping until you drop.